Airtime to Cash in Nigeria
Turn excess airtime into money you can actually spend.
Recharge balances pile up. Some months you top up more airtime than you actually use, and that value simply sits on the line doing nothing. Airtime to cash turns it into money you can move.
InspireMe Pay converts airtime on supported networks — MTN, Airtel, Glo and 9mobile — into wallet funds. Once converted, that balance behaves like any other money in your wallet: send it to a bank account, pay a bill, buy data, fund a card or move it into savings.
The rate you receive is shown before you confirm, so you always know exactly what will land in your wallet.
Networks supported
MTN
Convert excess MTN airtime into wallet funds.
Airtel
Convert excess Airtel airtime into wallet funds.
Glo
Convert excess Glo airtime into wallet funds.
9mobile
Convert excess 9mobile airtime into wallet funds.
How it works
- 1Open Airtime to Cash and select your network.
- 2Enter the amount of airtime you want to convert.
- 3Send the airtime to the number shown on screen.
- 4Confirm your conversion and check the rate applied.
- 5Your wallet is credited and the funds are ready to use.
Why use InspireMe Pay for this
Available across Nigeria
Airtime to cash is used across Nigeria — in Lagos, Abuja, Port Harcourt, Ibadan, Kano, Enugu and beyond. Whether you are on a campus in Zaria, a market in Onitsha or an office in Victoria Island, excess airtime converts the same way, from your own phone.
More ways to use your wallet
Pay bills online →
Electricity tokens, TV, internet, airtime and data from one wallet.
QR payments →
Scan and pay as a customer, or collect payments as a merchant.
Send money →
Bank transfers, wallet-to-wallet payments and a virtual account to receive on.
Virtual & physical cards →
Naira and Dollar virtual cards, plus physical debit cards you can carry.
International accounts →
USD, EUR and GBP accounts, plus cross-border payments for Nigeria.
Savings →
Fixed savings plans that earn interest, with auto-save from your balance.
Investments →
Investment plans, portfolio tracking and IPO subscriptions.
Loans →
Short-term loans from your wallet, subject to eligibility.
WhatsApp banking →
Send money, buy airtime and pay bills by chatting on WhatsApp.
USSD banking →
Check balance, send money and pay bills without internet.
Voice banking →
Pay bills and send money by speaking, in four Nigerian languages.
Airtime & data →
Instant recharge and data bundles on all four major networks.
Live metering →
Buy prepaid tokens and monitor your meter balance live.
Flight booking →
Search and book local and international flights from your wallet.
Event tickets →
Buy tickets for concerts, shows and events, paid from your wallet.
Merchant payments →
QR collections, inventory, sales reports and staff access for SMEs.
Languages →
Use the wallet in English, Yoruba, Hausa or Igbo.
See everything →
All InspireMe Pay services, channels and security features.
Frequently asked questions
How does airtime to cash work on InspireMe Pay?
You select your network and the amount of airtime you want to convert. InspireMe Pay shows you the rate and the number to send the airtime to. Once the airtime is received, the value is credited to your InspireMe Pay wallet in naira.
Which networks are supported for airtime to cash?
MTN, Airtel, Glo and 9mobile are supported. The available conversion rate for each network is shown before you confirm the transaction.
How much airtime can I convert?
The minimum and maximum conversion amounts depend on the network and its current limits. InspireMe Pay shows the applicable range on the conversion screen before you proceed.
How quickly do I receive the money?
Once your airtime is received and the conversion completes, your wallet is credited immediately and the balance is available to send, spend or save.
Is there a charge for converting airtime to cash?
A conversion rate applies, which means the amount credited to your wallet is a percentage of the airtime value. The exact rate is always displayed before you confirm, so nothing is deducted without you seeing it first.
Start with your wallet
Create a free InspireMe Pay account, fund your wallet, and use it from the app, WhatsApp, USSD or by voice.