International Accounts in Nigeria — USD, EUR & GBP
Get paid from abroad, hold foreign currency, send it onward.
Working with clients, platforms or family abroad used to mean finding someone with a foreign account. An international account in your own name changes that: money is paid to you, and you can see it sitting in your account.
InspireMe Pay provides foreign-currency accounts in USD, EUR and GBP, alongside your Naira wallet. Receive international payments into the account, hold the balance in that currency, and send it onward when you choose.
Opening one starts with your verification. Once your KYC is approved you can request the account from the app, and its details appear there when it is issued.
What you get
USD account
Receive and hold US Dollar payments in an account issued in your name.
EUR account
Collect payments in Euro from European clients, platforms and marketplaces.
GBP account
Get paid in Pounds from the United Kingdom into your own account details.
Receive international payments
Share your account details with whoever is paying you, and the funds arrive in your international account.
Cross-border payments
Send money out to supported destinations from your wallet, with the applicable rate shown first.
Rates before you confirm
The exchange rate and any charge are displayed before a conversion, so the amount is never a surprise.
How it works
- 1Complete your KYC verification so your account can be issued in your own name.
- 2Open International Account in the app and choose the currency you need.
- 3Confirm the request fee, which is shown before it is charged.
- 4Your account details appear in the app once the account is issued.
- 5Share the details to get paid, and move the funds when you are ready.
Why use InspireMe Pay for this
Available across Nigeria
Freelancers in Lagos and Abuja, exporters in Aba and Onitsha, and remote workers in Port Harcourt, Ibadan and Uyo use international accounts to be paid by clients outside Nigeria without leaving the country to open one.
More ways to use your wallet
Pay bills online →
Electricity tokens, TV, internet, airtime and data from one wallet.
Airtime to cash →
Convert MTN, Airtel, Glo and 9mobile airtime into spendable funds.
QR payments →
Scan and pay as a customer, or collect payments as a merchant.
Send money →
Bank transfers, wallet-to-wallet payments and a virtual account to receive on.
Virtual & physical cards →
Naira and Dollar virtual cards, plus physical debit cards you can carry.
Savings →
Fixed savings plans that earn interest, with auto-save from your balance.
Investments →
Investment plans, portfolio tracking and IPO subscriptions.
Loans →
Short-term loans from your wallet, subject to eligibility.
WhatsApp banking →
Send money, buy airtime and pay bills by chatting on WhatsApp.
USSD banking →
Check balance, send money and pay bills without internet.
Voice banking →
Pay bills and send money by speaking, in four Nigerian languages.
Airtime & data →
Instant recharge and data bundles on all four major networks.
Live metering →
Buy prepaid tokens and monitor your meter balance live.
Flight booking →
Search and book local and international flights from your wallet.
Event tickets →
Buy tickets for concerts, shows and events, paid from your wallet.
Merchant payments →
QR collections, inventory, sales reports and staff access for SMEs.
Languages →
Use the wallet in English, Yoruba, Hausa or Igbo.
See everything →
All InspireMe Pay services, channels and security features.
Frequently asked questions
How do I open a Dollar account in Nigeria with InspireMe Pay?
Complete your KYC verification in the app, then request your international account and choose USD as the currency. Once the account is issued, its details appear in the app ready to share with whoever is paying you.
Which currencies are available?
US Dollar (USD), Euro (EUR) and Pound Sterling (GBP) accounts are supported, alongside your Naira wallet. The currencies available to you are listed in the app when you request an account.
Who can open an international account?
Verified customers can request one. Because the account is issued in your own name, your identity verification must be approved before the request is submitted, and the required documents are uploaded from the app.
How do I receive money from abroad?
Share the account details shown in the app with the person or platform paying you. When they send the payment to those details, the funds arrive in your international account and you can see the balance in the app.
What charges apply to international payments?
A request fee applies when an account is opened, and conversion or transfer charges may apply when money is moved. Every amount is shown before you confirm, and the rate applied is displayed at the point of conversion.
Start with your wallet
Create a free InspireMe Pay account, fund your wallet, and use it from the app, WhatsApp, USSD or by voice.